Buy a Home in Jacksonville & the First Coast

However you're moving

A plan built around your move

Relocating

Buying from out of town is hard. I'll be your eyes and ears on the ground.

Live video tours and honest walk-through notes
Side-by-side area breakdowns: commute, price, lifestyle
Military PCS & VA loan experience (MRP)

Start my relocation plan

Upgrading

Use the equity in your current home to get the space you actually need.

What your home is worth today — and what that buys you
Buy-first vs. sell-first options laid out in real numbers
One agent coordinating both sides of the move

Start my upgrade plan

Buying your first home

Stop paying someone else's mortgage — and know every step before you take it.

What you can comfortably afford, not just what you qualify for
Down-payment assistance options and lender introductions
Plain-English guidance from offer to keys

Start my buyer plan

How it works

Three steps to your next home

Tell me about your move

Six quick questions — about a minute. No obligation, and no pressure.

Get your custom plan

Matching homes, real monthly payment estimates, and the areas worth a look for your budget.

Tour, offer, move in

In-person or video tours, a negotiation strategy, and someone handling the details through closing.

Where I work

Jacksonville & the First Coast

From downtown Jacksonville to the beaches and south to St. Augustine, every area has its own price points, commutes, and feel. I'll help you compare them side by side.

Jacksonville / Duval

Historic neighborhoods, new construction, and everything in between — the widest range of price points on the First Coast.

Jax Beaches

Atlantic, Neptune, and Jacksonville Beach — coastal living from condos to single-family homes.

St. Johns County

Ponte Vedra, Nocatee, St. Johns, and master-planned communities with lots of newer homes.

St. Augustine

The nation's oldest city — Davis Shores, Anastasia Island, and historic downtown.

Clay & Nassau

Orange Park, Fleming Island, Fernandina Beach, and Yulee — more room for your budget.

Your agent

Straight talk and a plan that works

I'm Mathew Smith, Realtor® with United Real Estate Gallery. I've helped 200+ clients buy and sell across Duval and St. Johns Counties. As a buyer, you'll get the truth about every house — the good, the bad, and what it's really worth — and someone in your corner at the negotiating table.

"Great personality, excellent negotiation skills, always on top of the process, willing to help out on anything asked for. Extensive knowledge on process and resources, provided good and honest advice."
Client review

Questions

Good to know

Does it cost anything to work with you as a buyer?

The plan and our first conversation are free. Before we tour homes together, you'll sign a written buyer agreement (now standard practice nationwide). I'll walk you through exactly how compensation works, in plain English, before you sign anything.

I'm not pre-approved yet. Should I still reach out?

Yes. Knowing your real budget is step one, and I can introduce you to local lenders who'll give you straight answers — including VA, FHA, and Florida down-payment assistance options.

I need to sell my current home first. Can you help with both?

That's what the upgrade plan is for. We'll look at buy-first and sell-first options and line up the timing so you're not stuck with two mortgages — or no place to live.

I'm moving from out of state. How do I buy without being there?

Many of my relocation clients tour by live video first, then fly in for a focused weekend of showings. Closings can often be handled remotely too.

Get your custom home-buying plan

Got it — your plan is on the way